Optimize My Offer

Should you use seller incentives to lower your rate, cover closing costs, or negotiate a lower purchase price? The best choice depends on your goals. SFMC’s Optimize My Offer handles the complex calculations, showing how each option affects your monthly payment, upfront costs, and projected wealth over time.

Choose what matters most to you:

Lowest Monthly Payment
Lowest Cash to Close
Build Wealth Over Time

Enter your details and compare personalized options side by side to find the path that best fits your goals.

No Personal Info Required